Insurance: The inequalities of Government

In order to get a SBA Home Loan (or Business) if you are in a flood plain, you are required to obtain $250,000 of flood insurance, whether your loan is for $5,000, $75,000 or $1.2M. That costs approximately $2000 per year for structure only (not contents) in flood plain “A”. So if you qualified for […]

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The 5P’s do work

The 5P’s (that is Prior Planning Prevents Putrid Performance) is a well known adage in emergency management, project management and several other disciplines. It is also not looked upon as necessary by many many small and mid-sized businesses. Why plan? It’s such a waste of time. My answer is that without planning, how can you […]

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Talking Risk and Risk Management

What is life about? We can really wax philosophical about it, or just simply say it ‘s all about taking risk. Our first tenuous steps risk. Our first bicycle ride  danger. Our first time on ice skates ‘ peril. Our first time asking someone for a date  big risk! So I think I’ve made my […]

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Ever have an Embezzlement Susceptibility Probe?

All companies are candidates for embezzlement. Let’s face it, human’s work at companies.  They interface with companies.  They use program computer software for companies.  And humans are fallible. They can lie, cheat, steal and commit all types of anti-social and criminal behavior if the right triggers are set into motion. Many times these triggers are […]

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Embezzler’s always give themselves away.

Whether it’s living large, over-zealous work habits or an in-flexible attitude to change, they the Embezzler will always let their hands slip. The Client Take a potential client we had some time back. The business wasn’t doing as well as it had, even adjusted for market conditions. So a partner reached out to us. He […]

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What happens If a Business Owner Dies, Who Can Access the Web?

A very important question, isn’t it? In a Wall Street Journal article (http://on.wsj.com/JjJvn0) dated May 21, 2012 they discuss this very issue. I bet that you haven’t given any thought to this possibility. In reality or the business continuity issues that will occur (I didn’t). It’s probably not in your Last Will and Testament (if […]

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Nemawashi (根回し), a Japanese concept worth researching

Nemawashi (根回し) in Japanese means an informal process of quietly laying the foundation for some proposed change or project, by talking to the people concerned, gathering support and feedback, and so forth. It is considered an important element in any major change, before any formal steps are taken, and successful nemawashi enables changes to be […]

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The US Department of Labor wants you to know

That they are actively enforcing the Wage and Hour laws. But that’s because they want you to be in compliance so everyone is playing on a level playing field. That being said, they suggest that you read some of their Fact Sheets and work with both your HR team and your Legal team to assure […]

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